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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Paul and Lynn did an amazing job. They expedited the process and got us closed ahead of schedule. We couldn't be more thrilled with the level of customer service Paul and Lynn provided and would gladly recommend them. Thank you for everything you did! James Duffield Director of Transaction Coordination Division @ Coldwell Banker
Countless mortgage lenders wouldn't give me the time of day due to my profession. However, Paul understood and explained how it wouldn't be a problem. He is unbelievably talented at what he does. Pure Excellence! 6/5 Pierce McKellar Pierce McKellar
Did a great job for us on both refinances. Daniel kelley
There have been many times that I've worked with real estate brokers, but none of them were as dedicated as Paul when he's working your file/information. Paul looks at the complete picture and tries to make the loan, not find a reason to turn it down. There are a plethora of ... READ MORE PATRICIA C PADELFORD
I NEVER MET OR SAW THE MAN, nevertheless, it was as if he was next to us ALL THE TIME as we proceeded with the loan process. He was very proffesional,timely and clear with information. We look forward to the opportunity to do business with Paul again. Gil Aras
Paul and Lynn gave exceptional service. I am amazed with Lynn who always answered the phone knowing how busy she is. Very patient, pleasant, and helpful. peggy kwok
Paul is the best, he can make miracles happen. Cheryl Ross
Paul and his team were absolutely fantastic. He got me a great deal on my mortgage with a teacher program that I otherwise wouldn't have been aware of, this saved me a lot of money and got me great rates. He also worked very hard to close as I was time crunched on the date I had ... READ MORE Vincent Bullard CCSD
It was pleasure working with Paul and his team to re-finance my home. They were very attentive, and instrumental in my success. Thanks. Douglas Welsh Director of Architecture
I recommend Paul Anonymous
Paul and his team helped me process all my docs from the beginning up to end of the process expeditiously.Highly recommended Paul and Amerifirst Financial anyone who wants to buy a house.Thanks you for helping my family .Gerry & Cora Gerardo Gamalong
Paul is easy to work with, tells you how it is and what you’ll need to do to get what you’re asking for. He is on the ball, efficient & hardworking I would and will use Paul for all my financial and loan needs as long as I am in Vegas!! Brandon Sylva
This is my (3) rd. time with Paul. I will not use anyone else. Every realtor in the valley will tell you, Paul is the smartest numbers guy in Las Vegas. No one is smarter knowing what, where, and how to get it done. His right hand Lynn is always available and able to guide you in the ... READ MORE Margaret Ianiro
This is the second time I have used Paul's services. He did such a great job when we purchased our home four years ago, we decided to re-finance our home with Paul. He is very professional and goes the extra mile to get things done. We would greatly recommend Paul to anyone ... READ MORE Judith Tadlock
Paul is great to work with. Our first time working with him made all the difference in our overall experience. Will work with him again. Tommy Speigner
The process was fast, everything was done electronically. Highly recommended! Cristin Ababa
Easy to work with and great customer service. Thank you for all your help. Jermaine Nevels
Paul and his team were instrumental in getting our home purchase accomplished in spite of several difficulties caused by the buyer of our old home's lender. We were able to discuss options that ultimately got us in the new home faster than we otherwise would. I'd use Paul again ... READ MORE Lonnie Yett Homeowner
Paul and his team, with a special shout out to Lynn, were very efficient in helping us close our refinance. From start to funding it took about six week, which from what I understand, is quite good right now. Rich Behrens Homeowner
Excellent customer service! Easy to work with. Communicated well and worked hard to ensure a smooth closing. I recommend! :) Mark D DiPentino National Sales Development
Paul was extremely responsive to our sometimes excessive flurries of questions around our loan and the process. We started out with a vacation home purchase, but when we found our dream home Paul was able to work with the lenders to convert it to an owner occupied purchase instead, ... READ MORE David Bartosh Senior Solutions Engineering Manager
Paul and his team were outstanding, always taking time to return my calls and explain the many steps involved in the home buying process. There were numerous times I had questions or concerns and Paul not only walked me through what I needed to do or to address, but he also displayed a ... READ MORE Kristina Blunt Kristina Blunt Yoga Teacher
Paul and his team did an amazing job to assist with my investment home financing. He kept me in the loop and made the process easy along the way while getting the deal closed a week ahead of schedule. I was completely satisfied with the service Paul and his team provided and would ... READ MORE Sheldon Crohn
Paul did a wonderful job explaining all of the numbers assoicated with applying for a loan. My mom and I are first time buyers, but he helped us with the process as much as possible and got us a pretty low mortage payment. Highly reccomend for any first-time buyers :) Christian Pascua
Paul did a great job of getting me qualified quickly and having loan docs in escrow way before the closing date. I am a Realtor so I have many lenders I can choose from but I chose Paul due to his reputation and integrity. My transaction was seamless working with Paul & Lynn. I ... READ MORE Jay Bravin Realtor at Berkshire Hathaway Nevada Properties
Paul and Lynn provides us with exceptional service while financing our home twice. We would highly recommend them! Brett Waters
I have worked with Paul for a few years now and I have always had a great experience. Our goals have changed over the years and Paul has been there to guide us to accomplish them. His knowledge of the programs have saved us a ton of money and he has educated us to help others as well. ... READ MORE Gustavo J Chavez-Pelayo Realtor
Paul was very thorough in analyzing my situation as I am self-employed, to make sure I was able to qualify appropriately. He was on top of the situation the whole time and the process was very easy to understand and went very smoothly. Stefanie Clement
This was my first time working with Paul. Even though I did not have the opportunity to meet Paul in person due to the circumstance of the stay at home order he did a great job on processing my loan. His office and assist Lynn did an awesome job on getting everything process. I was ... READ MORE Azucena Moreno
Paul did a great job getting up financial for our new home. I would highly recommend him. Fred Thull Fred Thull
I've had the pleasure of getting my loans processed through Paul for the last 20 years. the most important quality for me is reliability and punctuality, "HE DELIVERS" sean Habibian Equity trader
This was my second loan with Paul and he makes it so easy. Even during a quarantine and pandemic lock down he got my refi done fast and easy. Paul is super easy to work with; does what he says he will do and is very easy to communicate with I would recommend Paul anytime,' style='font-weight: bold' target='_blank'>READ MORE Seth Perlman 6

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